Save $3000 per year: eat at home

Everyone should eat at home! Honestly.

You smart chic fashionistas know I don't have to do the math for you on this one. But I will.

The Bachelorette Lifestyle
Here's a very rough and underestimated estimate of what I was spending when I lived out by myself.

Groceries $150
Eating out - Lunch $8 x 20 times/month = $160
Eating out - Dinner $10 x 15 times/month = $150
Total: $460


Home cookin'
Here's an overestimate of what I spend living at home.
Groceries $0
Eating out - Lunch $8 x 8 times/month = $64
Eating out - Dinner $10 x 3 times/month = $30
Total: $94


A savings of over $300 per month x 10 months of school = $3000.
I completely understand that this isn't feasible for everyone for a million different reasons. But there are also a million of you out there who can very rationally do this but don't.

While you're in school, why not consider staying at home? Use that extra money for a nice year-end boat cruise with champagne - or better yet, to pay off your student loans.

August

Current debt: $20,000
July expenses: $500 (travel - plane ticket mostly). My expenditures during my month in a rural area was covered by my medical school, as well as by my boyfriend coming over and cooking for me. Yesss.
Current bank account: Still hovering around $6000.

I won a $2000 scholarship! That should help matters. Although I just recently spent about $200 on a bag (as an investment into my chic doctor image)