June

So here we go for another month.

Current debt: $20,000
Summary of expenditures in last month: $600 total: $300 credit card bill, $300 food, shopping, visa for travel, student fees for summer session, $200 for cancelling phone bill. Mom covered rent for the month in exchange for me finding her a tenant for another place = awesome.
Current bank account: $4,300 (Still waiting on that $1,000 reimbursement from school. WTF.)

Apparently surgical trainees suck at managing money. Trainee doctors, it seems, spend more, save less, and know less than other people of the same age and income. Not really a big shocker there. But the credit card debt! The study abstract reads:

"Only 60% of residents budgeted expenses, and 25% and 10% maintained cash balances <$611 and unpaid credit card balances >$10,000, respectively."

Seriously, you've got to be kidding me. Smart people know that credit card debt is the worst kind of debt you can possibly be in. Seriously???

Don't be that person.