Check in: Net worth $42,000, NO DEBT

I thought it would be time for another check-in, since everyone (aka only me) is wondering about how things are going since last year.

First off, I'M DEBT FREE! I still feel great about this. 

Second, I'm back in residency, which means my income was cut in half again. But it's not the end of the world, I'm still making around $58,000 / yr which is not that bad in the grand scheme of things. 

Let's tally things up. 

Current net worth: $42,000 

Not bad! I do have enough savings to pay for those upcoming exams, and I'll make back my net worth by working the next few months. 

Upcoming expenses: 

Licensing fees and board exams: $10,000 

Travel: $2000 

Monthly living expenses $1500 x 6 months = $9000 

Total: $21,000

Upcoming income: 

Main job in residency: $25,000 

Call money: $500 - $1000 

Side work: $800
Total: $26,300 

Expected net worth July 2016: $46,300 

That's not bad at all. 

I don't think I could do any better or worse, and it's not worth worrying or thinking about this any further.

The main thing to think about is asset allocation: right now I'm about $17k in stocks and bonds, and the rest in various savings accounts! That means only 40% of my assets are working for me. I need to put more of this money into investments, at least my savings account money.

Onwards and upwards!