Check-in: Net worth $774k (595k)

 Current net worth: $595,000 CHF or $774,000 CAD  

The increase from 582 to 595 ($13k in one month, or $17k CAD) comes entirely from income. I don't know if there were other investment gains and I don't check. 

Upcoming expenses till 1 July 2021: 

I pay my partner for my half of expenses, which is around $2600 

Taxes: $8000 (Property tax and general income tax)  

Total: $10600

Upcoming income (till 1 July 2021): 

Job 1: $34000 $18500 from the month's work, plus $15700 pending from TWO YEARS AGO. Don't ask. 

Job 2: $0 Still doing this other gig. Making some money but I'm just breaking even (or less). I don't think I want to ramp up work here because it will just cut into my other income.  

Job 3: $1500 Still pending from side work. 

Total: $35500  

Total increase in NW = $24,900 CHF or $33,767 CAD

Expected net worth July 1, 2021: $619,900 CHF or $840,838 CAD 

1-month forecast 

Income - ~$4000. I will probably only work a week next month. 

Expenses - ~$4000 (+1400). With increased expenses from travel I will just break even for next month. 

12-month forecast 

Income - around $110k: I've signed a contract for working half the days of the year, for just over $100k. Another $7k or so will come from the capital gain on paying down my mortgage. (I don't count potential capital gains from stock right now). This is good enough for me for now, as all the income is tax-free. I could work more to earn another $16k or so but I'm not sure if it's worth it - this way I can either work 4 days a week and take 3 months off, or I can work 5 days a week and take 6 months off. I'll also try to work more doing Job 2, where I need to fulfill some hours. But it is flexible, so if I want to work more later I can. 

Expenses - probably around $30,000: Expenses for next year might be slightly higher than prior because I do want to spend more time travelling with E. 

Total gain: around $80k (or 108k CAD). This will meet my minimum goals of annual gain of $100k CAD. If I work more and get an increase of $96k ($130k CAD) I can even push this more - and be close to $1m CAD ($960k)! Let's see how this goes. 

Again my long-term financial goals are to get to $1m CAD, or $1m CHF (stretch goal) by the time I am 40; and then up to $8m net worth by the time I retire with at least $2-3m in retirement savings. The best (and fastest) way to get there is to keep working hard - do as much as possible in my job, keep staying positive and bringing positive energy to work, which will help me to get a stable contract with all those sweet benefits, or get a better job in another organization. 

I'm really looking forward to being able to invest better while we're in Switzerland and Canada. By next month I will have over $100k that I want to put away in a "shopping spree" so looking forward to doing that.  

The strategy has not changed for increasing my wealth: 
1. Better investing - still haven't found a good way to keep doing this while abroad. 
2. Find a full-time job in public health - UN agency, consultancy, or university
3. (back-up) learn German, then work as a doctor