Here's the annual "don't think about PF anymore" post.
I am a LONG way from a (comfortable) retirement. I'm not socking away the around 200k per year I think I would need to get there. At my current savings rate, about half of that, I should be able to retire a "standard" early retirement of 57 or so but anything earlier than that is probably not going to work. So I need to stop fantasizing about leaving work in the next year or two because it's not going to happen.
My house needs to be paid off to retire, and I must have enough money to cover substantial expenses during retirement.
The better and more productive way would be:
1. To figure out how to do a better job at work
2. To figure out how to be more frugal
3. To keep a regular exercise routine and keep flossing and brushing your teeth
4. To figure out how to be a better parent... not to figure out ways to stop working
And stop focusing on the numbers.
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